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PERSONAL IDENTIFICATION NUMBER To enable the Cardholder to make use of the Card, a Personal Identification Number might be issued to him/her. In the occasion the identical isn’t acquired in a sealed envelope, the Cardholder shall contact a BRAC Bank branch or the BRAC Bank 24-Hour Call Center. The PIN offers access to the Card Account and the Cardholder accepts the sole duty to be used, confidentiality and protection of the PIN, as well as for all orders and information modifications entered into the Card Account utilizing such PIN.

If cardholder has account with BRAC Bank, s/he can dial BRAC Bank call middle at and provides instruction of debiting cardholder’s BRAC Bank current/savings account to pay credit card bill. This process would require PIN verification. The Cardholder could select not to settle the current balance in full, in which case the cardholder should pay a minimum of ‘Minimum Amount Due’ as decided by the Bank from time to time on or before the payment due date.

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